As we begin a New Year, it is important for us to take the time to look back on the events of a year that has gone by quickly. Some of these reflections will no doubt bring to mind some wonderful and incredible memories such as the time we were able to spend with family and friends, or celebrating the birth of a child or remembering how you got that job or promotion you’ve been working so hard toward. Or maybe you said “I do” to the one you love or went on the vacation for which you had been saving for months and months.